Rates
Auto, RV, Motorcycle, & ATV Loan Rates
Effective 1/04/2011
| Loan Term |
100% to 81% |
80% to 71% |
70% and Below |
| 36 months |
4.99%* |
4.74%* |
4.74%* |
| 48 months |
4.99%* |
4.74%* |
4.74%* |
| 60 months |
4.99%* |
4.74%* |
4.74%* |
| 72 months |
4.99%* |
4.74%* |
4.74%* |
| Model Year |
Maximum Term |
| 2009 - 2011 |
72 months |
| 2006 - 2008 |
60 months |
| 2003 - 2005 |
48 months |
| 2002 & older |
36 months + 2.00% |
*Loan rates are quoted based on "A" credit rating. Actual rates vary and are based on individual credit worthiness. Rates are subject to change without notice.
Pocatello Simplot Credit Union is not responsible for typographical errors. Please call the credit union to verify rates.
RV Loan Rates
Effective 1/04/2011
| Loan Term |
100% to 81% |
80% to 71% |
70% and Below |
| 84 months |
5.49%* |
5.24%* |
5.09%* |
| 120 months |
6.49%* |
6.24%* |
5.99%* |
*Loan rates are quoted based on "A" credit rating. Actual rates vary and are based on individual credit worthiness. Rates are subject to change without notice.
Pocatello Simplot Credit Union is not responsible for typographical errors. Please call the credit union to verify rates.
Snowmobile Loan Rates
Effective 1/04/2011
| Loan Term |
100% to 81% |
80% to 71% |
70% and Below |
| 36 months |
4.99%* |
4.74%* |
4.74%* |
| 48 months |
4.99%* |
4.74%* |
4.74%* |
Maximum term for new snowmobile: 48 months.
Maximum term for used snowmobile: 36 months plus 2.00% APR.
*Loan rates are quoted based on "A" credit rating. Actual rates vary and are based on individual credit worthiness. Rates are subject to change without notice.
Pocatello Simplot Credit Union is not responsible for typographical errors. Please call the credit union to verify rates.
Unsecured Loan Rates
Effective 1/04/2011
| Credit Rating |
Loan Rate |
| A and B Credit |
10.50% |
| C Credit |
11.50% |
| D and F Credit |
14.00% |
Certificates & IRAs
Effective 1/05/2011
| Term |
Rate |
| 6 months |
0.90% |
| 12 months |
1.10% |
| 18 months |
1.25% |
| 24 months |
1.40% |
| 36 months |
1.60% |
| 48 months |
1.85% |
| 60 months |
2.10% |
Members should call the credit union to verify rates.
NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
Savings/Shares & Checking Rates
| Account |
APY |
| Share $25 - $3,000 |
0.40% |
| Share $3,000 - $10,000 |
0.40% |
| Share $10,000 & up |
0.65% |
| IRA Share |
0.65% |
| Checking |
0.15% |
| Medical Savings |
0.75% |
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
Credit Card Rates
| Card Type |
APR |
| Classic |
11.90% |
| Platinum |
9.90% |